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About Lisa Horowitz
Lisa Horowitz, CLU, ChFC, is the founder of LifeCycles: Resource Management for Lives in Transition, offering personal guidance to individuals, care-givers and family members when life suddenly throws you a curveball, and you realize nothing will be the same again.
There are so many decisions to make. LifeCycles has the medical, legal and institutional knowledge and resources to answer the most complex questions and to provide the most simple and cost-effective solutions to situations regarding: Medicare, Medicaid, long term care, health insurance, social security benefits, after life benefits, life insurance, survivor benefits, annuities, transitions to assisted living , benefits analysis, estate liquidation and more.
Lisa has had her own insurance practice for 29 years. As a highly experienced broker, she specializes in negotiating across many health industry platforms such as life insurance, long term care, Medicare, and all its iterations. In this capacity, she has worked with individuals and families to integrate their insurance needs with every area of life, including retirement, estate planning, building and maintaining small businesses, transfer of property after divorce, or life altering illness. As a result, her expertise also extends to management of long term and end of life care, which includes accumulation and liquidation of estates. Finally she is expert at navigating the worlds of public and private health related benefits. Her resources include partnerships with estate planners, hospitals and facilities, social workers, hospices, attorneys, accountants, financial planners, insurance brokers, gay & lesbian groups, women’s groups, caregiver support groups, and parenting networks. A complete portfolio of insurance companies, clients, and recommendations is available upon request.
Has someone in your family recently been diagnosed with a chronic, progressive or terminal condition? Have you or has someone you love undergone a trauma that has resulted in a drastically changed health status? Do you have questions about long-term care, health benefits or insurance related issues? Are you the executor of an estate that may leave you with a complex situation to manage? Click here and let Lisa take care of the practical exigencies with a long view of how each element needs to work together, leaving you more quality time to share with your loved ones.